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Investments & Financial Planning

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Investment planning can be tricky, but with Phase Financial, you're never walking alone. We want to understand your goals so that we can help you accomplish them. We will work with you to create diversified low-cost portfolios with ongoing management to meet your personal needs and financial risk tolerance.

In a well-built portfolio, every investment should have a specific purpose and be suitable for your unique situation. We get to know you on a personal level so that we can then choose the products that will best fit your needs.  Whether you need to roll over your old 401(k), manage funds you've inherited, get started with a Roth IRA, or save for your kid's college, we can help. 

Financial Planning

Goal Setting

We take a holistic approach to personal finance. Our advisors want to understand where you are and where you want to go, before making any recommendations. You deserve a financial professional who understands your goals, to ensure you’ll receive prudent, well-rounded advice.

Wealth Management

We will help you inventory your goals, dreams, and values and come alongside you to develop strategies that maximize your impact. We will look at your existing resources, recommend strategies, monitor your progress, and even help you identify charitable giving solutions that will empower you to leave a lasting legacy for your family and community.

Retirement Planning

We draw up sensible scenarios of what you’d like to be withdrawing from your savings once you retire. As circumstances change for you, we calibrate distributions to help you enjoy the things you want to in life.

Estate Planning

Estate and gift planning will help shape your financial priorities. Many clients want their wealth to impact their future family generations or charitable causes. We work to understand and define those goals. Using that understanding and knowledge of the available tools and difficulties that intergenerational wealth transfers can present, we help our clients formulate and execute a plan to achieve their goals effectively and efficiently (with the expertise of local estate planning attorneys and accountants).

Insurance Planning

If you want to protect your wealth, proper insurance planning is a must. At its core, insurance shifts your risk to others. You purchase insurance to protect yourself from an unlikely financial loss you cannot afford to sustain. This is where proper insurance planning and risk management come into play. This is a critical component of any comprehensive financial plan.

Tax Planning

Tax planning is a critical component of any financial plan or investment strategy. Taxes can take a big bite out of your income and investment gains, so proper planning is critical. We’ll incorporate your specific tax circumstances into your custom financial plan and investment portfolio.

  • Retirement Planning
    Roth IRA Traditional IRA Rollover IRA (From previous 401k, 403b, and other Qualified Retirement Plans) Life Insurance and Annuities
  • Small Business Retirement Plans
    401k Plan Management Savings Incentive Match Plan for Employees (SIMPLE IRA) Simplified Employee Pension Plan (SEP IRA)
  • College Education Saving
    Coverdell Educational Savings Account
  • Portfolio Management
    Individual Securities (Stocks, Exchange Traded Funds) Mutual Funds Fixed Income (including Bonds) Annuities

Learn More!

If you'd like to learn more about Investments & Financial Planning through Phase Financial, please contact:


Kelby Owens



Kirk Brownfield


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